LANDLORD TAX RETURNS
Landlord tax return from £199 + VAT
Rental income reported correctly, costs claimed properly and mortgage interest treated the way HMRC expects, whether you own one flat or a portfolio.
- Fee set by the number of properties you let
- Mortgage interest relief applied correctly
- Joint ownership and income splits handled
- Filed with HMRC and confirmed in writing
Get your free quote
Tell us a little about your income and we confirm your fixed fee before any work starts.
Quick answer
What is a landlord tax return?
A landlord tax return reports your rental income and allowable property expenses on the Self Assessment return (the SA100 with the SA105 UK property pages) so HMRC can work out the tax on your rental profit. We prepare and file it for a fixed fee from £199 + VAT.
What is included
- SA100 and SA105 UK property pages prepared and filed
- Rental income and expenses worked out property by property
- Property allowance (£1,000) compared with actual expenses
- Mortgage interest handled as a 20% tax reduction
- Repairs and capital improvements separated correctly
- Jointly owned property income split correctly
Who needs one
- Anyone letting UK property with gross rent over £1,000 a year
- Buy-to-let landlords with a mortgage
- Joint owners of rental property
- Holiday let and Airbnb hosts
- People renting out a room above the rent-a-room limit
Plan ahead
Key dates, documents and mistakes to avoid
Key dates
- 5 October: register for Self Assessment if you started trading or earning untaxed income in the previous tax year
- 31 October: paper return deadline
- 31 January: online return deadline and balancing payment
- 31 January and 31 July: payments on account
Documents we need
- Tenancy agreements and rent statements
- Letting agent statements
- Mortgage interest statements
- Receipts for repairs and maintenance
- Insurance, service charge and ground rent bills
- Ownership split for jointly owned properties
Common mistakes
- Deducting mortgage repayments instead of only the interest credit
- Claiming improvements as repairs
- Not splitting joint income correctly
- Missing allowable costs such as agent fees and insurance
Available UK-wide
Your landlord tax return, handled online wherever you are
We prepare and file every landlord tax return online, so you can work with us from anywhere in the UK without visiting an office. Cheap Tax Returns is part of Accotax, a London firm of qualified accountants on the ICAEW approved employers list.
- 100% online, no office visits
- Fixed fee confirmed before we start
- Prepared by qualified accountants (ICAEW, ACCA and AAT)
Popular locations
Clients in these cities and across England, Scotland, Wales and Northern Ireland trust us with their returns.
Related reading and tools
Reviewed by qualified accountants in October 2026. Deadlines, rates and allowances are checked against GOV.UK each tax year.
Authorised and regulated
Is Cheap Tax Returns authorised and regulated? Yes.
Your return is prepared by qualified UK accountants holding qualifications from the leading accountancy bodies: ICAEW, ACCA and AAT. We are also on the ICAEW approved employers list, so you can file with confidence.
Regulated by the professional bodies. Reviewed by qualified accountants. Part of Accotax.
WHERE LANDLORDS SLIP UP
Three places landlords often get it wrong
Mortgage interest
Landlords cannot deduct mortgage interest as an expense. They get a basic-rate tax reduction instead. We apply it correctly so your bill is not overstated.
Allowance or actual costs
You can use the £1,000 property allowance instead of claiming costs, but it only wins when your expenses are lower. We compare both for you.
Joint ownership
Joint owners each report their share of the rent. Married couples are generally treated as splitting income equally unless a declaration says otherwise. We handle the split.
WHY CHOOSE US
What your fixed fee covers
One price for the whole return, with nothing added later.
- Full rental income and expenses calculation
- Mortgage interest tax reduction applied
- Property allowance versus actual costs comparison
- Other income included: PAYE from up to 3 jobs and UK dividends
- Filing with HMRC and confirmation of submission
- Support afterwards for HMRC queries
FIXED FEES
Landlord fees by number of properties
Prices exclude VAT at 20%.
Income from 1 property
£199
+ VAT
Up to 3 properties
£299
+ VAT
Up to 5 properties
£399
+ VAT
Up to 10 properties
£699
+ VAT
Up to 20 properties
£1,399
+ VAT
PART OF ACCOTAX
Reviewed by real Accotax clients
Cheap Tax Returns is part of Accotax, so these are the Google reviews left for the accountants who prepare your return.
QUESTIONS
Landlord tax return questions
If your rental income is above £1,000 you usually need to tell HMRC, and a return is normally required if you have taxable profit. Tell us your figures and we will confirm whether you need to file.
Typically letting agent fees, repairs and maintenance, landlord insurance, ground rent and service charges, and accountancy fees. Improvements are generally capital costs, not deductible against rent.
It is a tax-free allowance for renting out furnished space in your own home, up to £7,500 a year. If it applies, we tell you whether it beats claiming your actual costs.
Selling UK residential property can trigger Capital Gains Tax with a 60-day reporting and payment deadline after completion. Tell us early so we can help you meet it.
Fees start at £199 + VAT for one property and rise by number of properties, up to £1,399 + VAT for up to twenty. The full list is above.
No tax is due on a loss, but you should still report it. Property losses can normally be carried forward against future profits from the same rental business.
A £1,000 allowance you can use instead of claiming actual expenses. If your gross rent is £1,000 or less you may not need to report it. Above that, you choose whichever method gives the better result.
Not as a deduction from rent. For residential lettings you get a basic rate (20%) tax reduction on finance costs instead.
Each owner reports their share of the income. Spouses and civil partners are generally treated as owning equal shares unless they have made a Form 17 declaration to reflect unequal ownership.
Usually, if your rental profit after expenses is over £2,500, or HMRC asks you to. If your gross rent is over £1,000 you must at least tell HMRC. Register by 5 October after the end of the tax year in which you first received the income.
Get your landlord fee today
Tell us how many properties you let and we will confirm your fixed price before any work starts.